Debt collectors will do just about anything to convince consumers to pay a debt -- even if it does not belong to them, but, instead, to a deceased relative. Many New Jersey residents do well just to stop harassing phone calls from creditors, but, now that one company has gone digital with its collection efforts, it may become more difficult to escape the harassment. A consumer alert in another state brings attention to a fraudulent email being sent to its residents that makes threats that may be in violation of the law.
The email threatens legal action if the recipient fails to pay an old debt. The company, ACS Incorporation Collection, does not have a good reputation. In fact, the Better Business Bureau gives the company an "F" rating and an alert to stay away from it due to hundreds of consumer complaints.