To be clear, student loans are nearly impossible to discharge in a bankruptcy. However, the ability to repay them could be hampered by other debts a New Jersey resident incurs. Therefore, having those debts discharged in a bankruptcy could free up the necessary income to make the payments.
The most recent numbers indicate that the total amount of student loan debt outstanding in the United States is approximately $1.27 trillion, which eclipses credit card debt and motor vehicle loans by millions of dollars. There also does not seem to be an end in sight. According to one source, another $3,055.19 is added to that already astronomical amount every second.